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Zurich Insurance
Bell Bank
Bank of America
Citi Bank
Geico Insurance
All State Insurance
Assurity Life Insurance
Albert Burney
Walt Danley
JP Morgan
AIG Insurance
Chase Bank
US Bank
Wells Fargo Home Mortgage
AIG Insurance
State Farm
PNC Bank

Real Estate Financing

Understanding financing has been a major part of the success of Simmons Luxury Group. Dennis Simmons has been a director of one of the largest banks in the more...

country, but even more importantly, financed real estate transactions himself for over 40 years. In fact, his first "real estate" sell was when he was only 19 years old, and the property he sold had been for sale for a couple of years. Dennis had been a borrower himself from the time he was 6 years old (a bicycle on time payments), and assisted in providing financing to the prospective buyer that ended up purchasing the property. "Simmons Luxury Group" can close on "financed" properties in as little as 8 days because of the relationships they have with lenders. And there is no limit to the lending.

We can introduce you to entities to get a "soft" hit on your credit, helping you to navigate purchasing a home without any downside till you decide to go forward in purchasing a home.

The Valley of the Sun

The "Valley of the Sun" refers to the greater Phoenix area. As real estate agents, we became aclamated with the Phoenix area very quickly. And more people are moving to Arizona than ever before. Let us share some thoughts with you to help you navigate the Valley quickly! more...

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One of the first things you'll notice about the general Phoenix area are streets and avenues, and they flow North & South. And while it should be obvious, the "Streets" are on the East side of Central, and the "Avenues" are on the West...Central is basically "0" Street / Avenue.

Going East from Central starts with 1st Street, and going West starts with 1st Avenue.

PLEASE NOTE THERE IS AN EXCEPTION TO THIS WHEN YOU ARE IN THE "OLD TOWN" AREA. There are Avenues in old town that do not fit into this format.

And then you'll notice the "Named" Streets /Avenues go East & West with few exceptions. A large number of them are named after the Presidents, and it can be tempting to think they go in sequence when they don't.

The following Interstates, U.S. Routes, Arizona Routes, and main streets / avenues are something to become acclamated with!

  1. Interstates
    1. Interstate 10 or "I 10"
      1. Comes from Tuscon and heads west to L.A / Vegas
    2. Interstate 17 or "I 17"
      1. Starts out in southern Phoenix and goes straight North to Flagtaff
  2. Arizona State Routes
    1. Arizona State Route (SR) "The 101"
      1. The 101 is "U" shaped and with the bottom of the U in Northern Scottsdale. The 101 is considered a "wrap-around" State Route to the Valley.
    2. Arizona State Route (SR) "The 303"
      1. Starts out on I-10 in the Goodyear area and heads North to intersect I-17 headed to Flagstaff.
    3. Arizona State Route (SR) 51
      1. Is a State Road that goes right through the middle of the Valley from I-10 (South) to The 101 out North. It takes only 20 minutes to get to the airport from North Scottsdale.
  3. U.S. Routes
    1. U.S. Route 60
      1. U.S. Route 60 is a diagonal route (heads Northwest) beginning at I-10 and heading Northwest towards Wickenburg / Los Vegas.
  4. Streets
    1. East Side
      1. North South (starting at Central headed East)
        1. Tatum Blvd
        2. 32nd St.
        3. 64th St.
        4. SCOTTSDALE Rd. (basically 75th street)
        5. Hayden Rd.
        6. Greenway-Hayden Rd.
        7. Pima Rd.
        8. Alma School Rd.
        9. Via Linda Rd.
      2. East West
        1. Baseline Rd. (Think of it is the "base" street to start with.
        2. Washington St. (Think of it as "0" street headed North"
        3. Van Buren St.
        4. Roosevelt St.
        5. McDowell St.
        6. Thomas St.
        7. Indian School Rd.
        8. Camelback Rd.
        9. Shea
      West Side
      1. North South
      1. East West
        1. Baseline Rd. (Think of it is the "base" street to start with.
        2. Washington St. (Think of it as "0" street headed North"
        3. Van Buren St.
        4. Roosevelt St.
        5. McDowell St.
        6. Thomas St.
        7. Indian School Rd.
        8. Camelback Rd.
        9. Shea

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  • The Valley
    • East Valley
      • Northeast Valley
      • Southeast Valley
    • WestValley
      • Northwest Valley
      • Southwest Valley